Core Features

x0pay utilizes the latest technology to provide the best User Experience.

  • Email-embedded and Self-custodial: sign up using your email address then self-custodial wallet will be created for you.

  • Shamir Secret Sharing: your private key is split into three shards: one on your device, one in Amazon KMS, and one emailed to you. Two shards are needed for transactions or recovery.

  • Account Abstraction (AA): Simplifies user management with gasless and secure transactions.

  • Chain Abstraction:

    • Layer3 (L3) for settlement: Ensures fast, isolated compute resources (from other apps that hackers usually target) and dedicated network throughput only for x0pay transactions.

    • Auto-Bridge: Automates token bridging from EVM chains.

    • intelligent Netting: Optimizes crypto-to-fiat conversions to save on fees.

  • Payment Gateway Integration: handle fiat disbursement while still complying with AML/CFT regulations.

  • Worldwide CEXs Integration: Provides liquidity support for remittance.

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